Dog Insurance : What Every Pet Owner Needs
January 31st, 2012
While it might seem like the only thing your dog does is play outside, eat, and use the bathroom, he actually goes through a lot of things that wreck havoc on his system. Even a few hours of playtime outside puts major stress and strain on his muscles, ligaments, tendons, and other areas of the body. Some dog breeds are more prone to medical conditions than others and without dog insurance, you must pay all the veterinarian fees out of your own pocket.
Shih-Tzu dogs, for example, are adorable little balls of fluff that have multiple medical conditions. The dogs suffer from a condition known as a floating rib, where one rib is slightly bigger than the others and protrudes through the skin. The dogs are also susceptible to eye infections and anal infections because hair becomes trapped around the eyes and anus. Left untreated, the condition might require medical attention.
If you still think you do not need dog insurance, then consider the inevitable. What would you do if your indoor dog escaped outside, only to get hit by a car? How would you cover the expensive medical bills from the doctor? Health insurance for your pet covers not only major medical expenses, but the minor expenses too.
Even a normal checkup can easily reach a few hundred dollars and the amount only rises if your dog needs special shots or medication. Dog insurance plans work like health insurance plans. You pay a monthly premium for coverage and then pay a smaller co-pay or payment when you visit your veterinarian. Most vets take pet insurance, which saves you money over the long term.